TubeAIHelp Center

How do credits work?

Updated August 11, 2026

Credits are the shared currency for every AI generation on TubeAI — scripts, thumbnails, viral ideas, reports, and messages to Hugo all draw from your credit balance.

Two pools of credits

Your balance is made up of two pools that behave differently:

  • Plan credits — the monthly allowance that comes with your subscription. They reset to the full amount at the start of every billing period. Unused plan credits do not roll over.
  • Top-up credits — credits you buy separately. These never expire while your account is active and are never reset by a renewal.

When you generate something, plan credits are spent first. Only once those run out does spending draw from your top-up credits — so a purchased credit never disappears just because your plan renewed.

What things cost

  • Thumbnail (standard): 4 credits each
  • Thumbnail Magic Edit: 5 credits
  • Titles & description (set of 10 titles): 10 credits
  • Script (standard research): 25 credits
  • Video analytics report: 15 credits
  • Audience engagement report: free
  • Viral video ideas: 50 credits
  • Channel audit: 200 credits
  • Board auto-ideate: 5 credits
  • Message to Hugo: 3 credits (research lookups Hugo runs add 2 credits each)

Some premium modes cost more — for example Thumbnail Pro Mode adds 40 credits per thumbnail, and the Enterprise-only Deep Research script is 1,000 credits. The exact cost is always shown before you generate.

Failed generations are refunded

If a generation fails, the credits are refunded automatically to the pool they were taken from. You never pay for a run that didn't deliver.

Buying more credits

On any paid plan, go to Settings, then Credits, to buy a top-up: 500 credits for $25, 1,000 for $50, or a custom amount at $0.05 per credit. Top-ups land in your permanent pool immediately and are usable right away.

Tracking your spending

Settings, then Transactions, shows a full ledger of every credit movement — purchases, monthly grants, spending, and refunds — so you can always see exactly where your credits went.

Frequently Asked Questions

Do my unused credits roll over each month?

Plan credits reset each billing period and do not roll over. Top-up credits you purchased never expire while your account is active.

Which credits get used first?

Plan credits are always spent first. Your permanent top-up credits are only used once the monthly allowance runs out.

What happens if a generation fails?

Credits are refunded automatically to the pool they came from. You only ever pay for successful generations.

Can I buy credits on the Free plan?

No — credit top-ups are available on paid plans. Free accounts see an upgrade prompt on the Credits screen.

I pay yearly. Do I get all my credits at once?

No. Yearly billing delivers your plan credits one month's worth at a time, on the same monthly rhythm as monthly billing — same total value.